Use our loan calculator below to determine how much vehicle you can afford.

Apply online for a vehicle loan with our safe and secure finance application form. Our staff will look it over and contact you as soon as possible.

Calculator

What Can I Afford?

Enter your desired loan terms to calculate how much car you can afford.

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Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation.








Determining Monthly Payment

Your monthly payment should not exceed 23% of your net income.  To calculate your maximum payment, simply total your net deposits from paychecks for the month and multiply by 23%.

Example

     Paycheck 1:  $1000 (After Taxes)
  + Paycheck 2:  $1000 (After Taxes)
    Net Income:  $2,000

   Maximum Payment/Month: $460


   Max Vehicle Price = $9,053.78 (by entering a $460/monthly payment with $1000 down in Calculator)

   Want a higher priced used car?  Increase the down payment in the calculator to determine your max price.